Hardcover made from animal-friendly PU leather with unique artwork engraved, thick 120gsm heavy-duty pearl thick white no-bleed paper, pen holder, elastic band, 1 accordion pocket for bills and receipts, illustrated user guide and 1 sheet of 109 stickers. Compact A5 size makes it easy to carry and track your expenses on the go. ★ UNDATED, PERFECT SIZE, TOP QUALITY & BONUSES – This planner is undated, so you can start using it at any time of the year and take a break without wasting a page.At the end of the book, there are 2 pages for Christmas budgeting, 2 pages for regular bill tracking, and 2 pages for an annual summary to track your progress throughout the year. ★ STYLISH, SMART & PRACTICAL PERSONAL FINANCE - This Budget Journal starts with 2 pages for making a financial plan for your life, then 2 pages for setting your financial goals and their breakdown on the mind map, then 4 pages for tracking savings, 4 pages for debt tracking, followed by 12 months (8 pages per month).At the end of the month, review what happened, spot bad spending habits, think about how you can improve next month. During the month, track all your spending, income and savings. Make a monthly spending plan for each expense category before the month even starts. Add reminders for bills and payments due on the calendar. Each month write down your monthly financial goals, these will be your milestones towards your one-year goals. ★ PERSONAL FINANCE & BUDGETING ARE EASY with Legend Budget Book.By using this budget tracker, you can become a personal finance and budgeting expert. It can help you to manage your budget, savings, debts, payments, bills due, cash flow and expenses in 1 place.
The past few years have been rough, to put it lightly, but we’re ready to move on and try for a better year. And while some years have been misses, there have been plenty of highs along the way.
To put it bluntly, we say that every year is our year. We know we say this every year, but the new year is a special time to reflect and improve yourself. If you purchase an independently reviewed product or service through a link on our website, SheKnows may receive an affiliate commission.